What is considered a qualified change-of-life event?

There are 4 basic types of qualifying change-of-life events. (The following are examples, not a full list.)

Gain/Loss of health coverage

Losing existing health coverage, including job-based, individual, and student plans

Gaining or losing eligibility for Medicare, Medicaid, or State plans

Turning 26 and losing coverage through a parent’s plan

Gaining additional coverage via individual, spouse, or student plans 

Changes in household

Getting married or divorced

Having a baby or adopting a child

Death in the family

Changes in residence

Moving to a different ZIP code or county

A student moving to or from the place they attend school

A seasonal worker moving to or from the place they both live and work

Moving to or from a shelter or other transitional housing

Other qualifying events

Changes in employment status (full-time to part time  or part-time to full-time)

Corporation shareholder

Becoming a U.S. citizen

Leaving incarceration (jail or prison)


For more information on your health benefits, please contact